Terms of Use

1. Acceptance of Terms

By accessing and using quirky-pixel.com (the "Website"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this Website.

2. Service Description

quirky-pixel provides pension planning and retirement advisory services. We are authorised and regulated by the Financial Conduct Authority (FCA). All advice provided is subject to FCA regulations and professional standards.

3. Professional Advice Disclaimer

While we strive to provide accurate and up-to-date information, the content on this Website is for general information purposes only and should not be relied upon as formal financial advice without a personal consultation. Pension planning is complex and individual circumstances vary significantly.

4. User Obligations

When using this Website, you agree to:

• Provide accurate and complete information when requested
• Not use the Website for any unlawful purpose
• Not attempt to gain unauthorised access to any part of the Website
• Not transmit any malicious code or harmful content
• Respect intellectual property rights

5. Intellectual Property

All content on this Website, including text, graphics, logos, images, and software, is the property of quirky-pixel and is protected by UK and international copyright laws. You may not reproduce, distribute, or create derivative works without our express written permission.

6. Service Agreements

Use of our pension planning services is subject to a separate service agreement. Prices quoted on this Website are indicative and may be subject to change. All services are subject to our standard terms and conditions which will be provided before any engagement begins.

7. Limitation of Liability

To the fullest extent permitted by law, quirky-pixel shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this Website. Our liability for direct damages is limited to the amount paid for services, where applicable.

8. External Links

This Website may contain links to third-party websites. We do not endorse or assume responsibility for the content or practices of these external sites. Use of third-party websites is at your own risk.

9. Privacy

Your use of this Website is also governed by our Privacy Policy. Please review this policy to understand how we collect and use your information.

10. Complaints

If you have a complaint about our services, please contact us in writing. We are required to have internal complaint handling procedures and are covered by the Financial Ombudsman Service.

11. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this Website. Your continued use of the Website following any changes constitutes acceptance of those changes.

12. Governing Law

These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or your use of this Website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Contact Information

For questions about these Terms of Use, please contact us at:
Email: [email protected]
Address: 142 Whitfield Street, London, W1T 5ED, United Kingdom